If something unexpected happens, your mortgage doesn’t disappear. Mortgage Protection helps ensure your family can stay in their home—without financial stress.

THE PROBLEM

What Would Happen to Your Home If Income Stopped?

Most homeowners don’t realize:

• Life insurance through work often isn’t enough

• Employer coverage usually doesn’t include living benefits

• Medical emergencies can drain savings fast mortgage payments don’t pause during illness or loss

Your home is likely your largest asset—and your family’s foundation. Mortgage Protection is designed to help keep it that way.

WHAT IS MORTGAGE PROTECTION?

Mortgage Protection Is Designed To:

1. Help pay off or cover your mortgage balance

2. Protect your family from foreclosure

3. Provide Cash benefits during serious illness or injury

4. Be customized to your mortgage amount and budget

Coverage may include:

• Life Insurance

• Living Benefits (critical, chronic & terminal illness)

• Disability or income protection options

WHO IS THIS FOR?

This program is ideal for:

• New homeowners

• Families with dependents

• Homeowners with little or no life insurance

• Anyone relying on one primary income

• Those who haven’t reviewed coverage in the last 2-3 years

If you have a mortgage, you should at least review your options.

WHY WORK WITH US

Why Homeowners Choose HB Financial Group

• Licensed agent since 2015

• Independent broker with access to 14+ top—rated carriers

• Personalized coverage—not one—size—fits—all

• Simple, pressure-free consultation

• Education—first approach

Our job is to help you understand your options so you can make the best decision for your family.

HOW IT WORKS (simple 3 steps)

1. Schedule your free review

2. We assess your mortgage, income, and goals

3. You receive options tailored to your budget