• “Declined” Doesn’t Always Mean “No Options.”

    A PARTNERSHIP OPPORTUNITY FOR CAPTIVE AGENTS

    Every insurance professional has experienced a situation where a client doesn’t qualify for coverage through their current carrier.

    Maybe the client was:

    ● Declined because of health history

    ● Postponed for additional underwriting

    ● Offered a highly rated policy

    ● Looking for a product their carrier doesn’t offer

    ● Seeking coverage that falls outside their current product portfolio

    The conversation doesn’t have to end there.

    GIVE YOUR CLIENT A SECOND CHANCE.

    The LSA Financial Second Chance Program™ gives captive agents an opportunity to connect clients with an independent financial professional who can explore additional insurance and financial solutions through a broader marketplace.

    Our goal is simple:

    Help more families. Explore more options. Create more opportunities.

    HOW THE PROGRAM WORKS

    1. IDENTIFY

    You have a client who may not qualify for the coverage or solution available through your current carrier.

    2. REFER

    With the client’s permission, introduce the client to an LSA Financial professional for an independent review.

    3. REVIEW

    LSA Financial evaluates the client’s needs and explores whether other insurance carriers or financial solutions may be available.

    4. EXPLORE

    The client receives education and guidance about potential options based on their individual situation.

    5. FOLLOW UP

    You remain a trusted resource for your client while LSA Financial helps explore the opportunity.

    WHO CAN BENEFIT?

    CAPTIVE AGENTS

    Life Insurance Agents • Career Agents • Agency Owners • Financial Professionals

    CLIENTS WHO MAY NEED A SECOND LOOK

    ✓ Declined applications
    ✓ Postponed applications
    ✓ Heavily rated offers
    ✓ Complex health histories
    ✓ Coverage needs outside your carrier’s portfolio
    ✓ Mortgage protection needs
    ✓ Final expense needs
    ✓ Living benefit needs
    ✓ Retirement planning and rollover needs
    ✓ Tax-advantaged retirement strategies

    WHY PARTNER WITH LSA FINANCIAL?

    KEEP THE DOOR OPEN

    A decline from one carrier doesn’t necessarily mean the client has no options.

    PROTECT THE RELATIONSHIP

    Help your client find another path instead of simply ending the conversation.

    EXPAND YOUR CLIENT SOLUTIONS

    Connect clients with an independent professional who can explore solutions outside your current carrier’s offerings.

    SERVE MORE FAMILIES

    Together, we can help more people explore protection and financial strategies that may fit their needs.

    DON’T LET A “NO” BE THE END OF THE CONVERSATION.

    GIVE YOUR CLIENT A SECOND CHANCE.

    LET’S PARTNER TO HELP MORE FAMILIES FIND A WAY FORWARD.

    LSA FINANCIAL
    Protection • Retirement • Financial Solutions