“How to Leave a Legacy—Even If You’re Just Getting Started”

💡 Purpose:

1. What Is a Legacy—Really?

  • It’s not just money. It’s preparation, vision, and protection.

  • Proverbs 13:22 (ESV): “A good man leaves an inheritance to his children’s children.”

  • Why planning early matters—especially for Black, Latino, and underserved families.

2. Why Start When They’re Young?

  • Locked-in premiums for life

  • Guaranteed coverage—even if health changes later

  • Cash value builds over time: an emergency fund or opportunity fund for their future

3. The LegacyStarter Formula

  • Policy as low as $19-$34 / month

  • Builds cash value AND leaves protection

  • Ownership can transfer at age 18, 21, or later

  • Optional riders: education, accident, or waiver of premium

4. It’s About Building Habits, Not Just Wealth

  • Teaching kids about money and planning

  • Leading by example

  • Creating generational conversations about finance and future

5. Ready to Start Their Legacy?
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